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Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
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SCHEDULE 13D/A 0001556984 XXXXXXXX LIVE 1 Class A Common Stock, $0.0001 par value 09/22/2025 false 0001835856 08774B508 Better Home & Finance Holding Co 1 World Trade Center, 285 Fulton St. 80th Floor, Suite A New York NY 10007 Pine Brook Capital Partners II (212) 847-4333 c/o Pine Brook Road Partners, LLC 60 East 42nd Street, Suite 3014 New York NY 10165 0001556984 Pine Brook Capital Partners II, L.P. OO DE 0 0 0 0 0 N 0 PN 0001774259 Pine Brook Road Associates II, L.P. OO DE 0 0 0 0 0 N 0 PN 0001630691 Pine Brook Road Advisors, L.P. OO DE 0 0 0 0 0 N 0 PN 0001615816 PBRA, LLC OO DE 0 0 0 0 0 N 0 OO 0001013026 NEWMAN HOWARD H OO X1 0 0 0 0 0 N 0 IN Class A Common Stock, $0.0001 par value Better Home & Finance Holding Co 1 World Trade Center, 285 Fulton St. 80th Floor, Suite A New York NY 10007 Pursuant to Rule 13d-2 under the Securities Exchange Act of 1934, as amended, this Amendment No. 1 to the Schedule 13D ("Amendment No. 1") amends certain items of the Schedule 13D filed with the Securities and Exchange Commission on September 1, 2023 (the "Original Schedule 13D" and, together with this Amendment No. 1, the "Schedule 13D"), relating to the Class A Common Stock, par value $0.0001 per share (the "Class A Common Stock"), of Better Home & Finance Holding Co (the "Issuer"). All capitalized terms contained herein but not otherwise defined shall have the meanings ascribed to such terms in the Schedule 13D. Except as specifically provided herein, this Amendment No. 1 does not modify any of the information previously reported in the Schedule 13D. Item 5(a) of the Schedule 13D is hereby amended and supplemented as follows: As of the date hereof, the Reporting Persons may be deemed to beneficially own 0 shares of Class A Common Stock, or approximately 0% of the shares of Class A Common Stock outstanding. Item 5(b) of the Schedule 13D is hereby amended and supplemented as follows: The response to Item 5(a) of this Amendment No. 1 is incorporated herein by reference. Item 5(c) of the Schedule 13D is hereby amended and supplemented as follows: On September 22, 2025, PBCP II sold 995,660 shares of Class A Common Stock, which represented the total quantity of Class A Common Stock the Reporting Persons beneficially owned after the Issuer effected a 1-for-50 reverse stock split on August 16, 2024. The transactions in the Class A Common Stock effected by the Reporting Persons within the past sixty days are set forth in Exhibit 2 attached hereto. Except as set forth in Exhibit 2, none of the Reporting Persons have engaged in any transactions with respect to the Class A Common Stock during the 60 days prior to the date of filing of this Amendment No. 1. Item 5(e) of the Schedule 13D is hereby amended and supplemented as follows: On September 22, 2025, the Reporting Persons ceased to beneficially own more than 5% of the shares of Class A Common Stock outstanding. Item 7 of the Schedule 13D is hereby amended and supplemented as follows: Exhibit Description Exhibit 2: Schedule of Transactions Pine Brook Capital Partners II, L.P. /s/ Howard Newman Howard Newman, Chairman and Chief Executive Officer of PBRA, LLC, General Partner of Pine Brook Road Associates II, L.P., its General Partner 09/24/2025 Pine Brook Road Associates II, L.P. /s/ Howard Newman Howard Newman, Chairman and Chief Executive Officer of PBRA, LLC, its General Partner 09/24/2025 Pine Brook Road Advisors, L.P. /s/ Howard Newman Howard Newman, Chairman and Chief Executive Officer of PBRA, LLC, its General Partner 09/24/2025 PBRA, LLC /s/ Howard Newman Howard Newman, Chairman and Chief Executive Officer 09/24/2025 NEWMAN HOWARD H /s/ Howard Newman Howard Newman 09/24/2025