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Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Checkbox not checked   Rule 13d-1(b)
Checkbox not checked   Rule 13d-1(c)
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X0202 SCHEDULE 13D/A 0001123292-26-000585 0001703295 XXXXXXXX LIVE 4 Common Stock, par value $1.00 per share 05/21/2026 false 0001649749 30257X104 FB Financial Corporation 1221 Broadway, Suite 1300 Nashville TN 37203 Estate of James W. Ayers 615-866-5434 c/o James Jonathan Ayers 450 Tennessee Ave, Suite 101 Parsons TN 38363 James Jonathan Ayers 615-866-5434 Co-Executor Estate of James W. Ayers 450 Tennessee Avenue, Suite 101 Parsons TN 38363 James Austin McPherson 615-866-5434 Co-Executor Estate of James W. Ayers 6 N. Gill Street Hazelhurst GA 31539 0002069230 Estate of James W. Ayers OO X1 0 0 0 0 0 N 0 OO The percentage of the Issuer's outstanding shares of Common Stock, par value $1.00 per share ("Common Stock") represented by the aggregate number of shares of Common Stock reported as beneficially owned by the reporting persons (the "Reporting Persons") in this Amendment No. 4 to Schedule 13D (this "Amendment No. 4") is based on the Issuer's outstanding shares as of April 30, 2026, as disclosed in the Issuer's Form 10-Q filed May 4, 2026. See Item 5. This Amendment No. 4 amends and supplements the Schedule 13D originally filed with the U.S. Securities and Exchange Commission on May 9, 2025, as amended by Amendment No. 1 filed on November 18, 2025, Amendment No. 2 filed on April 21, 2025 and Amendment No. 3 filed on April 27, 2026 (as amended, the "Schedule 13D"), relating to the Reporting Persons' ownership of the Common Stock. 0001703295 Ayers J. Jonathan SC PF X1 17692 0 17692 0 17692 N 0 IN The percentage of outstanding Common Stock represented by the aggregate number of shares of Common Stock reported as beneficially owned by the Reporting Persons in this Amendment No. 4 is based on the Issuer's outstanding shares as of April 30, 2026, as disclosed in the Issuer's Form 10-Q filed May 4, 2026. 0002068430 James Austin McPherson PF X1 11584 0 11584 0 11584 N 0 IN The percentage of outstanding Common Stock represented by the aggregate number of shares of Common Stock reported as beneficially owned by the Reporting Persons in this Amendment No. 4 is based on the Issuer's outstanding shares as of April 30, 2026, as disclosed in the Issuer's Form 10-Q filed May 4, 2026. Common Stock, par value $1.00 per share FB Financial Corporation 1221 Broadway, Suite 1300 Nashville TN 37203 This Amendment No. 4 relates to the Common Stock, and amends and supplements the Schedule 13D. Capitalized terms used but not defined in this Amendment No. 4 shall have the same meanings ascribed to them in the Schedule 13D. There are no changes to the Schedule 13D except as set forth in this Amendment No. 4. Items 5(a) - (b) of the Schedule 13D are hereby amended and restated in their entirety as follows: The Estate does not beneficially own any shares of the Issuer's Common Stock. James Jonathan Ayers beneficially owns 17,692 shares and James Austin McPherson beneficially owns 11,584 shares, or in each case less than 0.1%, of the Issuer's outstanding Common Stock based on 51,523,462 shares of Common Stock issued and outstanding as of April 30, 2026, as disclosed in the Issuer's Form 10-Q filed May 4, 2026. James Austin McPherson disclaims beneficial ownership of the shares of Common Stock owned by the McPherson Entities. Following the Issuer's 2026 Annual Meeting of Shareholders held on May 21, 2026 (the "Annual Meeting"), the Reporting Persons no longer retain voting control over the shares previously disposed of by the Estate as reported in the Schedule 13D. James Jonathan Ayers has sole voting and dispositive power over 17,692 shares of Common Stock reported in this Statement and James Austin McPherson has sole voting and dispositive power over 11,584 shares of Common Stock reported in this Statement. The Reporting Persons each beneficially own less than 5% of the Common Stock. This amendment constitutes the final amendment, and the Reporting Persons do not intend to file further amendments. Estate of James W. Ayers /s/ James Jonathan Ayers James Jonathan Ayers, Co-Executor 05/22/2026 Ayers J. Jonathan /s/ James Jonathan Ayers James Jonathan Ayers 05/22/2026 James Austin McPherson /s/ James Austin McPherson James Austin McPherson 05/22/2026