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SCHEDULE 13D/A 0001831631-21-000154 0001655400 XXXXXXXX LIVE 18 Class A Common Stock 08/29/2025 false 0001831631 53946R106 loanDepot, Inc. 6561 Irvine Center Drive Irvine CA 92618 Covington & Burling LLP 202-662-6000 One CityCenter 850 Tenth Street, NW Washington DC 20001 0001655400 N Hsieh Anthony Li PF N X1 8993848.00 113295085.00 8993848.00 113295085.00 122288933.00 N 52.28 IN Box 13 - (1) Calculated in accordance with the SEC's rules for calculating "beneficial ownership," which requires the Reporting Person to assume conversion of all of such person's Class C Common Stock but conversion of no other Class C Common Stock. (2) Based on 112,351,102 shares of the Issuer's Class A Common Stock outstanding on August 6, 2025 as reported by the Issuer on a Form 10-Q filed with the SEC on August 8, 2025. Class A Common Stock loanDepot, Inc. 6561 Irvine Center Drive Irvine CA 92618 This Amendment No. 18 ("Amendment No. 18") to Schedule 13D (this "Schedule 13D") is filed by Anthony Hsieh (the "Reporting Person") and relates to the beneficial ownership of certain shares of Class A Common Stock, par value $0.001 per share (the "Class A Common Stock"), of loanDepot, Inc., a Delaware corporation ("loanDepot" or the "Issuer"). Amendment No. 18 amends the initial statement on Schedule 13D filed by the Reporting Person on November 16, 2021, as amended on April 26, 2022, May 6, 2022, January 10, 2023, February 7, 2023, April 6, 2023, May 28, 2024, August 20, 2024, September 3, 2024, September 10, 2024, September 16, 2024, November 5, 2024, November 25, 2024, December 5, 2024, March 7, 2025, July 23, 2025 and August 26, 2025 (as amended prior to the date hereof, the "Original Filing," and as amended by this Amendment No. 18, the "Statement"). Except as specifically provided herein, this Amendment No. 18 does not modify any of the information previously reported in the Original Filing. Capitalized terms used but not defined have the meaning given them in the Original Filing. The information relating to the beneficial ownership of the Class A Common Stock by the Reporting Person set forth in Rows 7 through 13 of the cover page hereto and the related footnotes are incorporated by reference herein and is as of the date hereof. Such information assumes there are 112,351,102 shares of the Issuer's Class A Common Stock outstanding on August 6, 2025 as reported by the Issuer on a Form 10-Q filed with the SEC on August 8, 2025. The Reporting Person also owns 1,573,819 unvested restricted stock units ("RSUs") of the Issuer. By virtue of the relationship among the Reporting Person and the Class C Stockholders (as defined in the Original Filing), the Reporting Person may be deemed to share the power to vote or direct the vote and to share the power to dispose of or direct the disposition of the shares of Class A Common Stock as set forth in rows 7 through 13 of the cover pages of this Statement. The filing of this Statement shall not be construed as an admission that such individual is, for the purpose of Section 13(d) or 13(g) of the Exchange Act, the beneficial owner of any securities covered by this Statement. Certain of the shares obtainable upon exchange of Class C Common Stock are required to be delivered to third parties and would not be retained by the Reporting Person upon exchange. Please see Item 5(a) above. The Reporting Person, through the JLSSAA Trust, has sold certain shares of Class A Common Stock as shown in the table below. The amounts reported are weighted average prices. The Reporting Person undertakes to provide the Issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing at which the respective transactions were effected. Date Number of Shares Weighted Average Price 8/27/2025 807,385 $2.0572 (1) 8/28/2025 250,000 $2.0313 (2) 8/29/2025 211,079 $2.0962 (3) 9/2/2025 87,190 $2.0382 (4) 9/3/2025 201,967 $2.0256 (5) 1. The shares were sold in multiple transactions at prices ranging from $2.005 to $2.125. 2. The shares were sold in multiple transactions at prices ranging from $2.02 to $2.075. 3. The shares were sold in multiple transactions at prices ranging from $2.02 to $2.155. 4. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.09. 5. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.045. On August 29, 2025, 24,606 RSUs were settled for a corresponding share of Class A Common Stock. Hsieh Anthony Li /s/ Anthony Li Hsieh Anthony Li Hsieh 09/03/2025