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Exhibit 4.4

 

CURO GROUP HOLDINGS CORP.

 

SECOND AMENDMENT TO INVESTOR RIGHTS AGREEMENT

 

April 16, 2019

  

Reference is made to that certain Amended and Restated Investor Rights Agreement, dated as of dated as of the 11th day of December, 2017 (the “Investor Rights Agreement”) among (i) CURO Group Holdings Corp. (the “Company”), (ii) Freidman Fleischer & Lowe Capital Partners II, L.P., FFL Executive Partners II, L.P. and FFL Parallel Fund II, L.P. (collectively, the “FFL Entities”), (iii) Chadwick Faulkner (“Faulkner”), (iv) the Faulkner, Chadwick 2014 GRAT (the “Faulkner GRAT”), (v) Exempt Family Trust c/u Chadwick H. Faulkner 2017 Dynasty Trust (the “C. Faulkner Trust”), (vi) Exempt Family Trust c/u/ Leah M. Faulkner 2017 Dynasty Trust (together with Faulkner, the Faulkner GRAT and the C. Faulkner Trust, the “Faulkner Parties”), (vii) Rippel Holdings, LLC (“Rippel”), (viii) McKnight Holdings, LLC (“McKnight”), (ix) James Ackerman (“Ackerman”), (x) Nick Adams (“Adams”), (xi) Matt Miller (“Miller”) and (xii) the J.P. Genova Family Trust (the “Trust” and, together with the FFL Entities, the Faulkner Parties, Rippel, McKnight, Ackerman, Adams and Miller, the “Holders”), as further amended by that certain Amendment to Investor Rights Agreement on May 14, 2018. Capitalized terms used but not defined herein shall have the meanings ascribed to such terms in the Investor Rights Agreement.

 

Pursuant to Section 2 of the Investor Rights Agreement, the Holders possess certain registration rights including with respect to demanding the Registration of the resale of Registrable Securities pursuant to Section 2.01 thereof.

 

Notwithstanding anything to the contrary set forth in the Investor Rights Agreement, the Holders and the Company hereby agree, including for purposes of Section 3.05 of the Investor Rights Agreement, that (i) the Company shall file with the SEC a registration statement on Form S-3 to register the resale from time to time by certain Holders of Registered Securities in a Short-Form Registration (the “Shelf Registration”), such Shelf Registration shall constitute a Demand Registration and such registration statement shall constitute a Demand Registration Statement, each Holder shall constitute a Demand Party with respect to such Demand Registration and this Agreement shall constitute a Demand Notice, (ii) the amounts set forth next to each Holder’s name on Exhibit A shall constitute such Holder’s request for such amounts of Registrable Securities to be registered in the Shelf Registration, (iii) a majority of the Holders have designated Willkie Farr & Gallagher LLP and Grant Thornton LLP to serve as legal counsel and accounting firm, respectively, pursuant to Section 2.08 of the Investor Rights Agreement and (v) all notices due to any of the Holders or the Company with respect to the Shelf Registration under the Investor Rights Agreement are hereby waived.

 

Except as expressly stated herein, this amendment shall not alter, modify, amend or in any way affect any of the terms, conditions, covenants, obligations or agreements contained in the Investor Rights Agreement. This amendment shall be governed by, and construed and interpreted in accordance with, the law of the State of Delaware, without giving effect to principles of conflicts of law.

 

[Remainder of Page Left Blank Intentionally]

 

 

 

 

IN WITNESS WHEREOF, the parties have executed this Second Amendment to the Amended and Restated Investor Rights Agreement as of the date first written above.

 

 

  CURO GROUP HOLDINGS CORP.  
         
         
  By: /s/ Don Gayhardt  
    Name: Don Gayhardt  
    Title: President and Chief Executive Officer  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

  MCKNIGHT HOLDINGS, LLC  
         
         
  By: /s/ Mike McKnight  
    Name: Mike McKnight  
    Title: Member  
         
         
  FAULKNER, CHADWICK 2014 GRAT  
         
         
  By: /s/ Chadwick Faulkner  
    Name: Chadwick Faulkner  
    Title: Advisor  
         
         
  RIPPEL HOLDINGS, LLC  
         
         
  By: /s/ Doug Rippel  
    Name: Doug Rippel  
    Title: Member
         
         
  J.P. GENOVA FAMILY TRUST  
         
         
  By: /s/ Joseph Genova  
    Name: Joseph Genova  
    Title: Trustee  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

  

 

 

 

 

  /s/ James Ackerman  
  James Ackerman  

 

 

  /s/ Matthew Miller  
  Matthew Miller  

 

 

  /s/ Nick Adams  
  Nick Adams  

 

 

  /s/ Chadwick Faulkner  
  Chadwick Faulkner  

  

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

  FRIEDMAN FLEISCHER & LOWE EXECUTIVE
PARTNERS II, L.P.
  by: Friedman Fleischer & Lowe GP II, L.P.,  
  its general partner  
  by: Friedman Fleischer & Lowe GP II, LLC,  
  its general partner  
           
           
  By: /s/ Rajat Duggal  
      Name: Rajat Duggal  
      Title: Managing Director  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

  FFL PARALLEL FUND II, L.P.  
  by: Friedman Fleischer & Lowe GP II, L.P.,  
  its general partner  
  by: Friedman Fleischer & Lowe GP II, LLC,  
  its general partner  
         
         
  By: /s/ Rajat Duggal  
    Name: Rajat Duggal  
    Title: Managing Director  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

  FRIEDMAN FLEISCHER & LOWE CAPITAL
PARTNERS II, L.P.
 
  by: Friedman Fleischer & Lowe GP II, L.P.,  
  its general partner  
  by: Friedman Fleischer & Lowe GP II, LLC,  
  its general partner  
         
         
  By: /s/ Rajat Duggal  
    Name: Rajat Duggal  
    Title: Managing Director  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

  EXEMPT FAMILY TRUST C/U CHADWICK H.
FAULKNER 2017 DYNASTY
 
         
         
  By: /s/ Leah Faulkner  
    Name: Leah Faulkner  
    Title: Trustee  
         
         
  EXEMPT FAMILY TRUST C/U/ LEAH M.
FAULKNER 2017 DYNASTY TRUST
 
         
         
  By: /s/ Chadwick Faulkner  
    Name: Chadwick Faulkner  
    Title: Trustee  

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

  

The undersigned has executed this amendment as of the date first set forth above.

 

IF AN INDIVIDUAL:   IF AN ENTITY:  
           
           
By:          
  (duly authorized signature)   (please print complete name of entity)  
           
           
Name:     By:    
  (please print full name)   (duly authorized signature)  
           
           
  Name:    
      (please print full name)  
           
           
Address:     Address:    
           
           
         
           

 

[Signature Page to Amended and Restated Investors Rights Agreement Amendment]

 

 

 

 

EXHIBIT A

 

Name Base
Freidman Fleischer & Lowe Capital Partners II, L.P., 8,671,443
FFL Executive Partners II, L.P. 166,371
FFL Parallel Fund II, L.P. 324,578
James Ackerman 287,972
Nick Adams 274,000
Matt Miller 1,272,869
Rippel Holdings, LLC 6,883,524
McKnight Holdings, LLC 6,383,524
Exempt Family Trust c/u Leah M. Faulkner 2017 Dynasty Trust 3,191,779
Exempt Family Trust c/u Chadwick H. Faulkner 2017 Dynasty Trust 3,191,743
J.P. Genova Family Trust 1,894,752