<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0206</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2021-01-04</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001725872</issuerCik>
        <issuerName>BM Technologies, Inc.</issuerName>
        <issuerTradingSymbol>BMTX</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001839504</rptOwnerCik>
            <rptOwnerName>Hodari Aaron</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>201 KING OF PRUSSIA ROAD</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 350</rptOwnerStreet2>
            <rptOwnerCity>WAYNE</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>19087</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <remarks>The reporting person has an indirect pecuniary interest in shares of Class A common stock of the issuer through his membership interest in Schechter Private Capital, LLC, over which the reporting person does not have voting or dispositive control.
Exhibit List - Exhibit 24 Power of Attorney</remarks>

    <ownerSignature>
        <signatureName>/s/ Aaron Hodari by Nelson Mullins Riley &amp; Scarborough LLP with Power of Attorney</signatureName>
        <signatureDate>2021-01-08</signatureDate>
    </ownerSignature>
</ownershipDocument>