.2

QFIN HOLDINGS, Inc.

(A company incorporated in the Cayman Islands with limited liability)

(NASDAQ: QFIN and HKEX: 3660)

NOTICE OF ANNUAL GENERAL MEETING

to be held on June 30, 2026

(or any adjourned or postponed meeting thereof)

NOTICE IS HEREBY GIVEN that an annual general meeting (“AGM”) of Qfin Holdings, Inc. (the “Company”) will be held at Building 1, No. 98 Qingyijiang Road, Putuo District, Shanghai 200331, People’s Republic of China at 9:30 a.m. on June 30, 2026 (Beijing time), and at any adjourned or postponed meeting thereof, for the purposes to consider and, if thought fit, pass the following resolution:

SHARE RECORD DATE AND ADS RECORD DATE

The board of directors of the Company (the “Board”) has fixed the close of business on May 27, 2026 (Hong Kong time) as the record date (the “Share Record Date”) of the Company’s Class A ordinary shares with a par value US$0.00001 each (the “Class A Ordinary Shares”). In order to be eligible to vote and attend the AGM, all valid documents for the transfers of shares accompanied by the relevant share certificates must be lodged with the Company’s Hong Kong share registrar, Computershare Hong Kong Investor Services Limited, Shops 1712-1716, 17F, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong, no later than 4:30 p.m. on May 27, 2026 (Hong Kong time). Holders of the Company’s Class A Ordinary Shares (as of the Share Record Date) are entitled to attend and vote at the AGM and any adjourned meeting thereof.

Holders of the Company’s American depositary shares (“ADSs”) as of the close of business on May 27, 2026 (New York time) (the “ADS Record Date”) who wish to exercise their voting rights for the underlying Class A Ordinary Shares represented by their ADSs must give voting instructions according to the voting instruction card received.

ATTENDING THE AGM

Only holders of record of Class A Ordinary Shares as of the Share Record Date are entitled to attend and vote at the AGM. All officers and agents of the Company reserve the right to refuse any person entry to the AGM venue, or to instruct any person to leave the AGM venue, where such officer or agent reasonably considers that such refusal or instruction is or may be required for the Company or any other person to be able to comply with applicable laws and regulations. The exercise of such right to refuse entry or instruct to leave shall not invalidate the proceedings at the AGM.

PROXY FORMS AND ADS VOTING CARDS

A holder of Class A Ordinary Shares as of the Share Record Date may appoint a proxy to exercise his or her rights at the AGM. Please refer to the proxy form (for holders of Shares) which is available on our website at https://ir.qfin.com.

Holders of record of the Company’s Class A Ordinary Shares on the Company’s register of members as of the Share Record Date are cordially invited to attend the AGM in person. Your vote is important. You are urged to complete, sign, date and return the accompanying proxy form to the Company’s share registrar in Hong Kong, Computershare Hong Kong Investor Services Limited (for holders of Class A Ordinary Shares) or give your voting instructions according to the voting instruction card received by you as the ADS holder, as promptly as possible and before the prescribed deadline if you wish to exercise your voting rights. Computershare Hong Kong Investor Services Limited must receive the proxy form no later than 48 hours before the time for holding the relevant meetings or any adjourned meeting at 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong to ensure your representation at the AGM, and The Bank of New York Mellon must receive your voting instructions by the time and date specified in the ADS voting instruction card to enable the votes attaching to the underlying Class A Ordinary Shares represented by your ADSs to be cast at the AGM.

ANNUAL REPORT

Shareholders may obtain a copy of the Company’s annual report, free of charge, from the Company’s website at https://ir.qfin.com, the HKEX’s website at www.hkexnews.hk or from the SEC’s website at www.sec.gov. or by contacting Investor Relations Department of the Company via email at ir@qfin.com.

Shanghai, China

May 12, 2026