We hereby consent to the incorporation by reference in this Registration
Statement on Form S-8 of Affinity Bancshares, Inc. (the “Company”) of our report dated December 21, 2018 relating to the consolidated financial
statements of Community First Bancshares, Inc. (the Company’s predecessor) appearing in the Company’s Prospectus included in Form S-1 (File No. 333-248745).
/s/ Porter Keadle Moore, LLC