EXHIBIT 8.1
List of Significant Subsidiaries and VIEs of the Registrant
| Subsidiaries |
Place of Incorporation | |
| Waterdrop Group HK Limited | Hong Kong | |
| Beijing Absolute Health Ltd. | PRC | |
| Shanghai Danzheng Health Technology Co., Ltd. | PRC | |
| Consolidated Variable Interest Entities |
Place of Incorporation | |
| Beijing Shuidi Hubao Technology Co., Ltd. | PRC | |
| Beijing Shuidi Hulian Technology Co., Ltd. | PRC | |
| Beijing Zhuiqiu Jizhi Technology Co., Ltd. | PRC | |
| Beijing Zongqing Xiangqian Technology Co., Ltd. | PRC | |
| Beijing Guangmu Weichen Technology Co., Ltd. | PRC | |
| Subsidiaries of Consolidated Variable Interest Entities |
Place of Incorporation | |
| Tianjin Jingbin Internet Technology Co., Ltd. | PRC | |
| Shuidi Insurance Brokerage Co., Ltd. | PRC | |
| Miaoyi Hulian (Beijing) Technology Co., Ltd. | PRC | |
| Tairui Insurance Agency Co., Ltd. | PRC | |
| Beijing Yifan Fengshun Medical Technology Co., Ltd. | PRC | |