INTER&CO, INC. BANCO INTER GAINS FEDERAL RESERVE APPROVAL TO ESTABLISH U.S. BANKING BRANCH INTER&CO, INC. (Nasdaq: INTR and B3: INBR32) ("Inter&Co” or "Company”) hereby announces that Banco Inter S.A. (“Banco Inter”) has received approval from the Federal Reserve (“FED”) and the Florida Office of Financial RegulaVon (“OFR”) to establish an internaVonal banking branch in Miami, Florida. The authorizaVon will allow Banco Inter to opVmize its global franchise with a more efficient funding mix, reduced servicing costs, enhanced user experience, and faster Vme-to-market for new products. This milestone approval allows Inter to expand its financial services in the U.S. for both individual and business clients, strengthening its global presence. According to João Vitor Menin, Global CEO, “The U.S. branch reinforces our posiVon in the internaVonal financial system and supports our ambiVon to become a global pla`orm.” Belo Horizonte, January 16th, 2026. RAFAELA DE OLIVEIRA VITÓRIA Head of Investor RelaVons