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NAYAX LTD
CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS
As of June 30, 2026
(Unaudited)
 

 
TABLE OF CONTENTS
 
 
Page
Consolidated financial statements – in thousands of US Dollars:
 
F-3 - F-4
F-5
F-6
F-7 - F-8
F-9 - F-10
F-11 - F-17
 

 

 

 

 
NAYAX LTD
CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)
 
   
June 30
   
December 31
 
   
2026
   
2025
 
   
U.S. dollars in thousands
 
ASSETS
           
             
CURRENT ASSETS:
           
Cash and cash equivalents
   
302,827
     
319,538
 
Restricted cash transferable to customers for processing activity
   
129,913
     
91,965
 
Short-term bank deposits
   
1,240
     
1,171
 
Receivables in respect of processing activity
   
58,245
     
47,865
 
Trade receivable, net
   
113,295
     
103,975
 
Inventory
   
30,088
     
28,594
 
Other current assets
   
47,076
     
27,056
 
Total current assets
   
682,684
     
620,164
 
                 
NON-CURRENT ASSETS:
               
Long-term bank deposits
   
215
     
211
 
Other long-term assets
   
8,805
     
8,596
 
Right-of-use assets, net
   
8,295
     
8,911
 
Property and equipment, net
   
23,173
     
20,362
 
Goodwill and intangible assets, net
   
201,052
     
190,493
 
Deferred income tax assets
   
4,860
     
3,901
 
Total non-current assets
   
246,400
     
232,474
 
TOTAL ASSETS
   
929,084
     
852,638
 
 
The accompanying notes are an integral part of these financial statements.
F-3

 
NAYAX LTD
CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)
 
   
June 30
   
December 31
 
   
2026
   
2025
 
   
U.S. dollars in thousands
 
LIABILITIES AND EQUITY
           
             
CURRENT LIABILITIES:
           
Current maturities of long-term bank loans
   
3,220
     
3,220
 
Current maturities of other long-term liabilities
   
5,567
     
5,538
 
Current maturities of leases liabilities
   
3,455
     
3,474
 
Payables in respect of processing activity
   
232,717
     
180,795
 
Trade payables
   
27,458
     
29,370
 
Other payables
   
49,349
     
52,021
 
Total current liabilities
   
321,766
     
274,418
 
                 
NON-CURRENT LIABILITIES:
               
Long-term bank loans
   
8,855
     
10,465
 
Other long-term liabilities
   
3,626
     
9,329
 
Debentures
   
337,053
     
314,064
 
Lease liabilities
   
5,840
     
6,402
 
Deferred income taxes
   
6,563
     
6,945
 
Total non-current liabilities
   
361,937
     
347,205
 
TOTAL LIABILITIES
   
683,703
     
621,623
 
                 
EQUITY:
               
Shareholders Equity:
               
Share capital
   
9
     
9
 
Additional paid in capital
   
245,823
     
242,759
 
Capital reserves
   
11,501
     
7,882
 
Accumulated deficit
   
(11,952
)
   
(19,635
)
TOTAL EQUITY
   
245,381
     
231,015
 
TOTAL LIABILITIES AND EQUITY
   
929,084
     
852,638
 
 
The accompanying notes are an integral part of these financial statements.
F-4

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF PROFIT OR LOSS (UNAUDITED)
 
         
Six months ended
June 30
   
Three months ended
June 30
 
         
2026
   
2025
   
2026
   
2025
 
         
U.S. dollars in thousands
 
   
Note
   
(Excluding Profit per share data)
 
                               
Revenues
 
4
     
229,446
     
176,699
     
122,590
     
95,589
 
Cost of revenues
 
5
     
(119,725
)
   
(90,628
)
   
(65,143
)
   
(49,417
)
Gross Profit
         
109,721
     
86,071
     
57,447
     
46,172
 
                                       
Research and development expenses
         
(18,610
)
   
(14,884
)
   
(10,614
)
   
(7,732
)
Selling, general and administrative expenses
         
(85,256
)
   
(58,759
)
   
(48,936
)
   
(31,218
)
Depreciation and amortization in respect of technology and capitalized development costs
         
(7,879
)
   
(6,502
)
   
(4,054
)
   
(3,326
)
Other income (expenses)
         
(493
)
   
11,710
     
(493
)
   
5,621
 
Share of losses of equity method investees
         
-
     
(226
)
   
-
     
-
 
Operating Income (loss)
         
(2,517
)
   
17,410
     
(6,650
)
   
9,517
 
                                       
Financial Income
         
7,395
     
7,935
     
4,440
     
6,099
 
Financial Expense
         
(12,600
)
   
(5,958
)
   
(6,239
)
   
(3,631
)
Profit (loss) before taxes on income
         
(7,722
)
   
19,387
     
(8,449
)
   
11,985
 
                                       
Tax expenses
         
(1,115
)
   
(579
)
   
(1,668
)
   
(333
)
Profit (loss) for the period
         
(8,837
)
   
18,808
     
(10,117
)
   
11,652
 
                                       
Earnings (Loss) per share attributed to shareholders of the Company:
                                     
Basic earnings (loss) per share
         
(0.236
)
   
0.511
     
(0.269
)
   
0.316
 
Diluted earnings (loss) per share
         
(0.236
)
   
0.498
     
(0.269
)
   
0.308
 

 

The accompanying notes are an integral part of these financial statements.
F-5

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED)
 
   
Six months ended
June 30
   
Three months ended
June 30
 
   
2026
   
2025
   
2026
   
2025
 
   
U.S. dollars in thousands
 
Profit (loss) for the period
   
(8,837
)
   
18,808
     
(10,117
)
   
11,652
 
                                 
Other comprehensive income (loss) for the period:
                               
Items that may be reclassified to profit or loss:
                               
Gain (loss) from translation of financial statements of foreign operations
   
(404
)
   
529
     
(1,506
)
   
(157
)
Gain on cash flow hedges
   
4,023
     
2,033
     
5,561
     
3,104
 
Total other comprehensive income (loss) for the period
   
3,619
     
2,562
     
4,055
     
2,947
 
Total comprehensive income for the period
   
(5,218
)
   
21,370
     
(6,062
)
   
14,599
 
 
The accompanying notes are an integral part of these financial statements.
F-6

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UNAUDITED)
 
   
Share
capital
   
Additional paid in capital
   
Remeasurement of post-employment benefit obligations
   
Other capital reserves
   
Foreign currency translation reserve
   
Accumulated
deficit
   
Total
equity
 
   
U.S. dollars in thousands
 
                                           
Balance as of January 1, 2025 (audited)
   
9
     
220,715
     
463
     
9,973
     
(2,604
)
   
(63,311
)
   
165,245
 
Changes in the six months ended June 30, 2025:
                                                       
Profit for the period
   
-
     
-
     
-
     
-
     
-
     
18,808
     
18,808
 
Issuance of warrants, net
   
-
     
5,706
     
-
     
-
     
-
     
-
     
5,706
 
Issuance of options due acquisition
   
-
     
1,222
     
-
     
-
     
-
     
-
     
1,222
 
Other comprehensive income for the period
   
-
     
-
     
-
     
2,033
     
529
     
-
     
2,562
 
Employee options exercised and vesting of RSUs
   
*
     
3,090
     
-
     
-
     
-
     
-
     
3,090
 
Share-based payment
   
-
     
-
     
-
     
-
     
-
     
4,854
     
4,854
 
Balance as of June 30, 2025 (unaudited)
   
9
     
230,733
     
463
     
12,006
     
(2,075
)
   
(39,649
)
   
201,487
 
                                                         
Balance as of January 1, 2026 (audited)
   
9
     
242,759
     
516
     
10,391
     
(3,025
)
   
(19,635
)
   
231,015
 
Changes in the six months ended June 30, 2026:
                                                       
Loss for the period
   
-
     
-
     
-
     
-
     
-
     
(8,837
)
   
(8,837
)
Other comprehensive income (loss) for the period
   
-
     
-
     
-
     
4,023
     
(404
)
   
-
     
3,619
 
Employee options exercised and vesting of RSUs
   
*
     
3,064
     
-
     
-
     
-
     
-
     
3,064
 
Share-based payment
   
-
     
-
     
-
     
-
     
-
     
16,520
     
16,520
 
Balance as of June 30, 2026 (unaudited)
   
9
     
245,823
     
516
     
14,414
     
(3,429
)
   
(11,952
)
   
245,381
 
 
(*) Presents an amount less than $1 thousand.
 
The accompanying notes are an integral part of these financial statements.
F-7

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UNAUDITED)
 
   
Share
capital
   
Additional paid in capital
   
Remeasurement of post-employment benefit obligations
   
Other capital reserves
   
Foreign currency translation reserve
   
Accumulated
deficit
   
Total
equity
 
   
U.S. dollars in thousands
 
                                           
Balance as of March 31, 2025 (unaudited)
   
9
     
227,571
     
463
     
8,902
     
(1,918
)
   
(54,224
)
   
180,803
 
Changes in the three months ended June 30, 2025:
                                                       
Profit for the period
   
-
     
-
     
-
     
-
     
-
     
11,652
     
11,652
 
Issuance of options due acquisition
   
-
     
1,222
     
-
     
-
     
-
     
-
     
1,222
 
Other comprehensive income for the period
   
-
     
-
     
-
     
3,104
     
(157
)
   
-
     
2,947
 
Employee options exercised and vesting of RSUs
   
*
     
1,940
     
-
     
-
     
-
     
-
     
1,940
 
Share-based payment
   
-
     
-
     
-
     
-
     
-
     
2,923
     
2,923
 
Balance as of June 30, 2025 (unaudited)
   
9
     
230,733
     
463
     
12,006
     
(2,075
)
   
(39,649
)
   
201,487
 
                                                         
Balance as of March 31, 2026 (unaudited)
   
9
     
243,877
     
516
     
8,853
     
(1,923
)
   
(15,956
)
   
235,376
 
Changes in the three months ended June 30, 2026:
                                                       
Loss for the period
   
-
     
-
     
-
     
-
     
-
     
(10,117
)
   
(10,117
)
Other comprehensive income (loss) for the period
   
-
     
-
     
-
     
5,561
     
(1,506
)
   
-
     
4,055
 
Employee options exercised and vesting of RSUs
   
*
     
1,946
     
-
     
-
     
-
     
-
     
1,946
 
Share-based payment
   
-
     
-
     
-
     
-
     
-
     
14,121
     
14,121
 
Balance as of June 30, 2026 (unaudited)
   
9
     
245,823
     
516
     
14,414
     
(3,429
)
   
(11,952
)
   
245,381
 
 
(*) Presents an amount less than $1 thousand.
 
The accompanying notes are an integral part of these financial statements.
F-8

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
 
   
Six months ended
June 30
   
Three months ended
June 30
 
   
2026
   
2025
   
2026
   
2025
 
   
U.S. dollars in thousands
 
CASH FLOWS FROM OPERATING ACTIVITIES:
                       
Net profit (loss) for the period
   
(8,837
)
   
18,808
     
(10,117
)
   
11,652
 
Adjustments required to reflect the cash flow from operating activities (see Appendix A)
   
11,156
     
(4,573
)
   
8,858
     
1,294
 
Net cash provided by (used in) operating activities
   
2,319
     
14,235
     
(1,259
)
   
12,946
 
                                 
CASH FLOWS FROM INVESTING ACTIVITIES:
                               
Capitalized development costs
   
(17,164
)
   
(12,488
)
   
(9,370
)
   
(6,262
)
Acquisition of property and equipment
   
(4,291
)
   
(1,906
)
   
(2,487
)
   
(1,110
)
Loans granted to related companies and others
   
808
     
(2,062
)
   
579
     
(1,962
)
Decrease (Increase) in bank deposits
   
-
     
9,006
     
-
     
(549
)
Interest received
   
5,649
     
2,873
     
2,833
     
1,576
 
Investments in financial assets and other asset
   
(270
)
   
(5,000
)
   
-
     
(5,000
)
Proceeds from sub-lessee
   
-
     
22
     
-
     
-
 
Payments for acquisitions of subsidiaries, net of cash acquired
   
-
     
(15,541
)
   
-
     
(7,341
)
Payment of deferred consideration and contingent consideration of subsidiary acquisition
   
(5,526
)
   
(5,519
)
   
(2,758
)
   
(1,983
)
Net cash used in investing activities
   
(20,794
)
   
(30,615
)
   
(11,203
)
   
(22,631
)
                                 
CASH FLOWS FROM FINANCING ACTIVITIES:
                               
Proceeds from issue of debentures and warrants, net
   
-
     
132,941
     
-
     
-
 
Interest paid
   
(10,170
)
   
(1,598
)
   
(395
)
   
(400
)
Changes in short-term bank credit and short term loan
   
-
     
(26,000
)
   
-
     
(774
)
Repayment of long-term bank loans
   
(1,610
)
   
(7,079
)
   
(805
)
   
(805
)
Repayment of other long-term liabilities
   
-
     
(1,000
)
   
-
     
-
 
Employee options exercised
   
3,156
     
2,680
     
1,812
     
1,484
 
Principal lease payments
   
(1,924
)
   
(1,433
)
   
(1,000
)
   
(729
)
Net cash provided by (used in) financing activities
   
(10,548
)
   
98,511
     
(388
)
   
(1,224
)
                                 
Increase (Decrease) in cash and cash equivalents
   
(29,023
)
   
82,131
     
(12,850
)
   
(10,909
)
Balance of cash and cash equivalents at beginning of period
   
319,538
     
83,130
     
304,745
     
176,763
 
Gains (losses) from exchange differences on cash and cash equivalents
   
11,437
     
6,889
     
12,026
     
6,605
 
Gains (losses) from translation of cash and cash equivalents of foreign operation
   
875
     
117
     
(1,094
)
   
(192
)
Balance of cash and cash equivalents at end of period
   
302,827
     
172,267
     
302,827
     
172,267
 
 
The accompanying notes are an integral part of these financial statements.
F-9

 
NAYAX LTD
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
 
   
Six months ended
June 30
   
Three months ended
June 30
 
   
2026
   
2025
   
2026
   
2025
 
   
U.S. dollars in thousands
 
Appendix A – adjustments to reconcile net loss to net cash provided by operations:
                       
                         
Adjustments in respect of:
                       
Depreciation and amortization
   
14,749
     
11,735
     
7,572
     
6,014
 
Post-employment benefit obligations, net
   
28
     
35
     
19
     
24
 
Deferred taxes
   
(1,523
)
   
(1,072
)
   
(299
)
   
(381
)
Finance expenses, net
   
4,378
     
3,681
     
107
     
5,143
 
Income from gaining control in subsidiary
   
-
     
(12,152
)
   
-
     
(6,063
)
Share of loss of equity method investee
   
-
     
226
     
-
     
-
 
Long-term deferred income
   
(963
)
   
105
     
(217
)
   
144
 
Expenses in respect of share-based compensation
   
14,647
     
4,295
     
12,395
     
2,512
 
Total adjustments
   
31,316
     
6,853
     
19,577
     
7,393
 
                                 
Changes in operating asset and liability items:
                               
Increase in restricted cash transferable to customers for processing activity
   
(37,948
)
   
(20,435
)
   
(31,777
)
   
(8,766
)
Decrease (Increase) in receivables from processing activity
   
(10,380
)
   
(35,347
)
   
14,875
     
(15,895
)
Increase in trade receivables
   
(9,355
)
   
(4,295
)
   
(12,687
)
   
(5,693
)
Increase in other current assets
   
(8,559
)
   
(2,448
)
   
(6,208
)
   
(2,704
)
Increase in inventory
   
(1,241
)
   
(2,498
)
   
(1,311
)
   
(1,714
)
Increase in payables in respect of processing activity
   
51,922
     
57,212
     
15,967
     
25,689
 
Increase (Decrease) in trade payables
   
(2,109
)
   
(7,690
)
   
5,216
     
(1,309
)
Increase (Decrease) in other payables
   
(2,490
)
   
4,075
     
5,206
     
4,293
 
Total changes in operating asset and liability items
   
(20,160
)
   
(11,426
)
   
(10,719
)
   
(6,099
)
Total adjustments required to reflect the cash flow from operating activities
   
11,156
     
(4,573
)
   
8,858
     
1,294
 
                                 
Appendix B – Information regarding investing and financing activities not involving cash flows:
                               
                                 
Purchase of property and equipment on credit
   
197
     
154
     
-
     
39
 
Recognition of right-of-use assets through lease liabilities
   
1,221
     
-
     
1,093
     
-
 
Share based payments costs attributed to development activities, capitalized as intangible assets
   
1,873
     
559
     
1,726
     
411
 
 
The accompanying notes are an integral part of these financial statements.
F-10

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 1 - GENERAL
 
a.
Nayax Ltd. (hereafter – the “Company”) was incorporated in January 2005. The Company provides processing and software as a service (SaaS) business operations solutions via a global platform. The Company is marketing its POS devices and SaaS solutions it develops in more than 120 countries worldwide through subsidiaries (the Company and the subsidiaries, hereafter – the “Group”) and through local distributors.
 
The Company is a public entity and its shares are being traded on the Tel Aviv Stock Exchange (TASE) since May 2021. On September 21, 2022, Company's Ordinary Shares were listed on the Nasdaq Global Select Market under the symbol NYAX. As of that date, the Company is dual listed on Nasdaq and the TASE.
 
b.
These condensed consolidated interim financial statements were approved by the Board of Directors on August 6, 2026, and should be read in conjunction with the Company’s Annual Report on Form 20-F for the fiscal year ended December 31, 2025 (the “2025 Annual Report”) filed with the Securities and Exchange Commission (the “SEC”) on March 9, 2026.

 

NOTE 2 - BASIS OF PREPARATION OF CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS
 
a.
The unaudited condensed consolidated interim consolidated financial statements of the Company as of June 30, 2026, and for the six-months and three-months interim periods ended on that date (hereinafter: "the Condensed Interim Financial Information") have been prepared in accordance with International Accounting Standard IAS 34, “Interim Financial Reporting”. These Condensed Consolidated Interim Financial Statements, that are unaudited, do not include all the information and disclosures that would otherwise be required in a complete set of annual financial statements and should be read in conjunction with the annual financial statements as of December 31, 2025, and their accompanying notes, which have been prepared in accordance with IFRSR Accounting Standards as published by the International Accounting Standards Board (“IASB”). The results of the Group and in the six -months and three-months periods ended June 30, 2026, do not necessarily provide indication of the results that can be expected in the year ended December 31, 2026.
 
b.
Estimates and judgments
 
The preparation of the Condensed Interim Financial Information requires management to exercise judgment and use significant accounting estimates and assumptions. These affect the application of the Group's accounting policies and the reported amounts of assets, liabilities, income, and expenses. Actual results may differ materially from these estimates. In preparing these Condensed Interim Financial Information, the significant accounting judgments and the uncertainties associated with key sources of estimates are consistent with those in the consolidated annual financial statements for the year ended December 31, 2025.
 
NOTE 3 - SIGNIFICANT ACCOUNTING POLICIES
 
Significant accounting policies and calculation methods that have been applied in the preparation of the Condensed Interim Financial Information are consistent with those used in the preparation of the Group's 2025 annual Consolidated Financial Statements.

 

 F-11 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 4 - REVENUES

 

   
Six months ended June 30
   
Three months ended June 30
 
   
2026
   
2025
   
2026
   
2025
 
   
(Unaudited)
 
   
U.S. dollars in thousands
 
                         
Revenues from the sale of integrated POS devices
   
62,498
     
43,790
     
34,912
     
24,899
 
Recurring revenue:
                               
SaaS revenue
   
65,334
     
52,982
     
33,769
     
27,625
 
Payment processing fee
   
101,614
     
79,927
     
53,909
     
43,065
 
     
166,948
     
132,909
     
87,678
     
70,690
 
Total
   
229,446
     
176,699
     
122,590
     
95,589
 
 
NOTE 5 - COST OF REVENUES

 

   
Six months ended June 30
   
Three months ended June 30
 
   
2026
   
2025
   
2026
   
2025
 
   
(Unaudited)
 
   
U.S. dollars in thousands
 
                         
Cost of integrated POS devices sales
   
43,546
     
27,505
     
25,098
     
16,082
 
Cost of recurring revenue:
                               
Cost of services
   
15,386
     
13,235
     
7,973
     
7,117
 
Cost of processing
   
60,793
     
49,888
     
32,072
     
26,218
 
     
76,179
     
63,123
     
40,045
     
33,335
 
Total
   
119,725
     
90,628
     
65,143
     
49,417
 

 

 F-12 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 6 - FINANCIAL INSTRUMENTS
 
a.
Fair Value Measurement:
 
The Company measures certain financial instruments and non-financial assets at fair value on a recurring or non-recurring basis in accordance with IFRS 13. The fair value hierarchy categorizes the inputs used in valuation techniques into three levels, as defined below:
 
 
Level 1: Quoted prices in active markets for identical assets or liabilities.
 
Level 2: Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly.
 
Level 3: Inputs for the asset or liability that are not based on observable market data.
 
The following table shows the fair value hierarchy of financial instruments measured at fair value as of June 30, 2026:
 
Assets
 
Level 2
   
Level 3
   
Total
 
January 1, 2026
   
7,226
     
-
     
7,226
 
Changes in fair value
   
11,542
     
-
     
11,542
 
June 30, 2026
   
18,768
     
-
     
18,768
 
 
Liabilities
 
Level 2
   
Level 3
   
Total
 
January 1, 2026
   
-
     
(8,365
)
   
(8,365
)
Changes in fair value
   
-
     
(446
)
   
(446
)
Settlements
   
-
     
2,768
     
2,768
 
June 30, 2026
   
-
     
(6,043
)
   
(6,043
)
 
 
As of June 30, 2026, the balance of Level 2 assets includes amounts related to hedging.
 
As of June 30, 2026, the balance of Level 3 liabilities includes contingent consideration liability related to VM and RPI earnout.
 
For each level, the following key assumptions were applied:
 
 
Level 2: The fair value of Level 2 instruments is derived using observable inputs, including interest rates, yield curves, credit spreads, and foreign exchange rates. Valuation techniques such as discounted cash flow models, Black and Scholes and comparable market transactions are utilized, with inputs obtained from reputable market data sources.
 
Level 3: Instruments classified under Level 3 are valued using models that incorporate significant unobservable inputs. These may include company's assumptions regarding future cash flows, discount rates, market liquidity, and counterparty credit risk. The valuation process involves management judgment, and sensitivity analyses are conducted to assess the impact of changes in key assumptions.
     
 F-13 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 6 - FINANCIAL INSTRUMENTS (continued)

 

b.
Fair value of financial assets and financial liabilities
 
The carrying amounts of the Company's financial assets and financial liabilities, other than the Company's publicly traded debentures, reasonably approximate their fair value.
 
The fair value of the Company's publicly traded debentures was approximately $356.3 million as of June 30,2026, based on quoted market prices in an active market.

 

NOTE 7 - PROFIT (LOSS) PER SHARE

 
a.
Basic
 
Profit (Loss) per share is calculated by dividing the loss attributable to equity holders of the Company by the weighted average number of ordinary shares in issue (in thousands excluding loss per share data):

 

   
Six months ended on
June 30
   
Three months ended
June 30
 
   
2026
   
2025
   
2026
   
2025
 
Profit (Loss) for the period attributed to holders of ordinary shares (US Dollars in thousands)
   
(8,837
)
   
18,808
     
(10,117
)
   
11,652
 
Weighted average of number of ordinary shares in issue (in thousands)
   
37,434
     
36,814
     
37,575
     
36,913
 
Basic profit (Loss) per ordinary share (in dollars)
   
(0.236
)
   
0.511
     
(0.269
)
   
0.316
 

 

 F-14 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 7 - PROFIT (LOSS) PER SHARE (continued)

 

b.
Diluted
 
Diluted earnings per share are calculated by adjusting the weighted average number of outstanding shares while including potential ordinary shares with dilutive effect:

 

   
Six months ended on
June 30
   
Three months ended
June 30
 
   
2026
   
2025
   
2026
   
2025
 
Profit (Loss) for the period attributed to holders of ordinary shares (US Dollars in thousands)
   
(8,837
)
   
18,808
     
(10,117
)
   
11,652
 
Weighted average number of ordinary shares issued and used for the calculation of basic earnings per share (US Dollars in thoudands)
   
37,434
     
36,814
     
37,575
     
36,913
 
Adjustment for weighted average number of additional shares from exercise of options and RSUs (in thousands)
   
0
     
984
     
0
     
873
 
Weighted average number of shares for calculation of diluted earnings per share (in thousands)
   
37,434
     
37,798
     
37,575
     
37,786
 
Diluted profit (Loss) per ordinary share (in dollars) 
   
(0.236
)
   
0.498
     
(0.269
)
   
0.308
 

 

NOTE 8 - EVENTS DURING THE REPORTING PERIOD

 

1.
Share-based payment
 
  1.
On May 10, 2026, the Company granted 201,698 RSUs to employees of the Company and its subsidiaries which will be vested as follows: an initial vesting of 116,598 RSUs will occur 20 days after the grant date, 85,000 RSUs will vest annually on March 15, over a period of 4 years (21,250 per year) and the remaining will vest 20% on December 17, 2026, with an additional 5% vesting every 90 days thereafter.
 
  2.
On May 27, 2026, the Company granted 129,277 RSUs and 320,000 PSUs to employees of the Company and its subsidiaries, subject to final determination and agreement by the Company and each employee with regards to award quantity and individual performance conditions. 25,500 RSUs will vest 30 days after the grant date, 71,500 RSUs will vest annually on March 15, over a period of 4 years (17,875 per year), 30,000 RSUs will vest annually on March 15, over a period of 5 years (6,000 per year), and 2,277 RSUs will vest over 4 years, 25% vesting after the first year and the remaining balance vesting in equal installments of 6.25% every 90 days thereafter. 167,000 of the PSUs vest over 5 years period (33,400 per year), subject to the achievement of specific annual Company performance targets, and 153,000 of the PSUs vesting, subject to achievement of certain strategic Company targets in 2028. Assuming maximum achievement of all performance and strategic targets, the Company expects to recognize approximately $25 million of stock-based compensation expense in the consolidated statements of profit or loss over the respective vesting periods.
 
  3.
On June 11, 2026, the Company granted equity awards to employees of the Company and its subsidiaries, comprising of 4,336 ESOPs which will vest over 4 years (25% after year one, then 6.25% every 90 days); 1,438 ESOPs will vest after 30 days, 3,552 ESOPs will vest over a period of 3 years (every 90 days 296 units); 3,000 PSUs will vest over 5 years, subject to achievement of that year's company annual targets, and 106,667 RSUs, out of which 105,425 units will vest over 4 years (25% after year one, then 6.25% every 90 days) and an additional 1,242 units will vest over 4 years from the grant date, with 25% vesting on January, 2027.

 

 F-15 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 8 - EVENTS DURING THE REPORTING PERIOD (continued)
 
1.
Share-based payment (continued)

 

  4.
CEO and CTO Service Agreement

 

 

 a.

Under the Revised Service Agreements, both Mr. Nechmad (CEO, through Yair Nechmad Ltd.) and Mr. Ben Avi (CTO, through David Ben Avi Ltd.) will each provide management services to the Company on identical terms, in exchange for: (a) a grant of 810,086 options, granted on May 19, 2026, each exercisable into one ordinary share, vesting in equal parts over a three-year period from May 6, 2028 to May 6, 2031; and (b) reimbursement of various expenses.
   b.
The Options (for both the CEO and CTO) vest based on two cumulative conditions: (a) time- one-third vests each year of the three-year period; and (b) share price performance- if the Company's Nasdaq share price stays below $120 ("Floor Price") throughout a given year, no options vest that year; if it reaches $240 or more ("Maximum Price") at any point, the full annual tranche vests; and if the price is between $120-$240, vesting is calculated on a linear basis between those two thresholds.
   c.
The valuation was estimated via Monte Carlo simulation, the standard method when no deterministic approach exists. The fair value of the options was estimated based on the following assumptions: a share price of $67, an exercise price of $70.22, an expected option life of 5 years, a risk-free interest rate of 0.0408, an average standard deviation of 0.4389. The company estimated the total value of the benefit at approximately $4,930 thousand for each of the CEO and CTO grants.
   d.
As a result of these grants, an expense of $693 thousand was recognized under general and administrative expenses in this quarter.
 
Allotment date
 
Share price
   
Exercise price
   
Expected option life
   
Risk-free interest rate
   
Average standard deviation (**)
   
Grant date fair value
 
May 10, 2026 - RSU
 
$
72
     
-
     
-
     
-
     
-
   
$
72
 
May 19, 2026 - ESOP
 
$
67
   
$
70.22
     
5
     
0.0408
     
0.4389
   
$
6.08
(***)
May 27, 2026 – RSU/PSU
 
$
74.31
     
-
     
-
     
-
     
-
   
$
74.31
 
June 11, 2026 - RSU/PSU
 
$
66.33
     
-
     
-
     
-
     
-
   
$
66.33
 
June 11, 2026 – ESOP
 
$
66.33
   
$
69.27
     
3.61
     
0.0412
     
0.4805
   
$
25.61
 
June 11, 2026 – ESOP
 
$
66.33
   
$
0.01
     
3.12
     
0.0367
     
0.4667
   
$
66.33
 
 
(**) The Average standard deviation was determined based on historical volatility of the company.
 
(***) The grant-date fair value has been calculated incorporating the probability of achieving the relevant tranche
 
In respect of employees and officers in Israel, all plans described above are supposed to be managed under the rules of the capital option, as set out in Section 102 of the Income Tax Ordinance. The allotments to Israelis who are not employees are subject to Section 3(i) to the Income Tax Ordinance.
 
Overseas employees and service providers are subject to tax laws in their respective countries.
 
 F-16 

 

NAYAX LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

 

NOTE 8 - EVENTS DURING THE REPORTING PERIOD (continued)
 
2.

Information Security Incident

 

As previously disclosed, the Company’s investigation into the cybersecurity incident remains ongoing. While the investigation has identified that certain information was accessed and exfiltrated, the Company has not been able to determine with sufficient certainty the precise scope, volume or complete contents of the information involved.
 
The information potentially affected may include copies of scanned documents, business-related information and payment transaction records. To date, the Company has been able to confirm with certainty that the material exfiltrated included one scanned driving license, 24 payment transaction records that did not contain directly identifying personal information, and 25 payment-card records showing only the card scheme identifier and the final digits of the card number. No CVV values, full cardholder names or identification numbers were visible in the material reviewed. These findings should not be interpreted as establishing the full scope or contents of the information accessed or exfiltrated.
 
Based on the Company’s systems and data-retention practices, payment transaction records generally do not contain sensitive payment authentication data, such as CVV values, identification information or other authentication credentials. In addition, a significant proportion of the relevant transactions were conducted using digital wallets, including Apple Pay and Google Pay, where payment credentials are represented by tokenized values rather than the underlying card credentials.
 
Based on the investigation completed to date, the Company has found no evidence that customer safeguarded funds were accessed or affected, and no unauthorized access to the accounts holding such funds has been identified.
 
The Company's system review and technical remediation activities have been completed, and the Company's systems have been cleared and based on its investigation to date, confirmed to be free of unauthorized access. The Company's production environment and core systems have not been impacted.
 
The Company continues to assess the nature and scope of the affected information and will provide further updates if and when material additional information becomes available

 

NOTE 9 - SUBSEQUENT EVENTS
 
Amendment to deferred consideration and contingent Liability - Nayax Brazil Acquisition
 
On July 1, 2026, the Company's Brazilian subsidiary, together with Nayax Ltd. as guarantor, entered into agreement with the sellers of its Brazilian operating entity (acquired in 2024 - VM TECNOLOGIA LTDA).
 
Under the amendment, the parties agreed to replace all remaining contingent and deferred payment obligations, through a single fixed cash payment of approximately BRL 35 million (approximately $6.8 million). As a result, no further amounts or Nayax Ltd. shares will be issued due to the sellers in respect of these obligations.
 
During the third quarter of 2026, the Company expects to recognize approximately $4.5 million as acceleration of future expenses in profit and loss.

 

F-17