CONSENT OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM
We consent to the incorporation by reference
in the registration statement on Form S-8 (333-265498) of
USCB Financial
Holdings, Inc. of our report dated March 14, 2025, related to
the consolidated financial statements appearing in this
Annual Report on Form 10-K of USCB Financial Holdings,
Inc. for the year ended December 31, 2024.
/s/ Crowe LLP
Fort Lauderdale, Florida
March 14, 2025