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Exhibit 7
CONSOLIDATED BALANCE SHEETCitigroup Inc. and Subsidiaries
In millions of dollars
September 30,
2024
(Unaudited)
December 31,
2023
Assets
Cash and due from banks (including segregated cash and other deposits)$25,266 $27,342 
Deposits with banks, net of allowance277,828 233,590 
Securities borrowed and purchased under agreements to resell (including $147,955 and $206,059 as of September 30, 2024 and December 31, 2023, respectively, at fair value), net of allowance285,928 345,700 
Brokerage receivables, net of allowance63,653 53,915 
Trading account assets (including $215,744 and $197,156 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively)458,072 411,756 
Investments:
Available-for-sale debt securities (including $2,579 and $11,868 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively)234,444 256,936 
Held-to-maturity debt securities, net of allowance (fair value of which is $234,310 and $235,001 as of September 30, 2024 and December 31, 2023, respectively) (includes $76 and $71 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively)248,274 254,247 
Equity securities (including $855 and $766 as of September 30, 2024 and December 31, 2023, respectively, at fair value)7,953 7,902 
Total investments$490,671 $519,085 
Loans:
Consumer (including $302 and $313 as of September 30, 2024 and December 31, 2023, respectively, at fair value)389,151 389,197 
Corporate (including $7,804 and $7,281 as of September 30, 2024 and December 31, 2023, respectively, at fair value)299,771 300,165 
Loans, net of unearned income$688,922 $689,362 
Allowance for credit losses on loans (ACLL)(18,356)(18,145)
Total loans, net$670,566 $671,217 
Goodwill19,691 20,098 
Intangible assets (including MSRs of $683 and $691 as of September 30, 2024 and December 31, 2023, respectively)4,121 4,421 
Premises and equipment, net of depreciation and amortization30,096 28,747 
Other assets (including $15,230 and $12,290 as of September 30, 2024 and December 31, 2023, respectively, at fair value), net of allowance104,771 95,963 
Total assets$2,430,663 $2,411,834 
Statement continues on the next page.



CONSOLIDATED BALANCE SHEETCitigroup Inc. and Subsidiaries
(Continued)
In millions of dollars, except shares and per share amounts
September 30,
2024
(Unaudited)
December 31,
2023
Liabilities
Deposits (including $4,112 and $2,440 as of September 30, 2024 and December 31, 2023, respectively, at fair value)$1,309,999 $1,308,681 
Securities loaned and sold under agreements to repurchase (including $62,858 and $62,485 as of September 30, 2024 and December 31, 2023, respectively, at fair value)278,377 278,107 
Brokerage payables (including $11,896 and $6,545 as of September 30, 2024 and December 31, 2023, respectively, at fair value)81,186 63,539 
Trading account liabilities142,534 155,345 
Short-term borrowings (including $11,896 and $6,545 as of September 30, 2024 and December 31, 2023, respectively, at fair value)41,340 37,457 
Long term debt (including $117,286 and $116,338 as of September 30, 2024 and December 31, 2023, respectively, at fair value)299,081 286,619 
Other liabilities, plus allowances68,244 75,835 
Total liabilities$2,220,761 $2,205,583 
Stockholders' equity
Preferred stock ($1.00 par value; authorized shares: 30 million). issued shares: as of September 30, 2024—654,000 and as of December 31, 2023—704,000, at aggregate liquidation value$16,350 $17,600 
Common stock ($0.001 par value; authorized shares: 6 billion). issued shares: as of September 30, 2024—3,099,718,745 and as of December 31, 2023—3,099,691,704 31 31 
Additional paid-in capital108,969 108,955 
Retained earrings204,770 198,905 
Treasury stock, at cost: September 30, 2024—1,208,453,942, shares and December 31, 2023—1,196,577,865 shares(75,840)(75,238)
Accumulated other comprehensive income (loss) (AOCI)(45,197)(44,800)
Total Citigroup stockholders' equity$209,083 $205,453 
Noncontrolling interests819 798 
Total equity$209,902 $206,251 
Total liabilities and equity$2,430,663 $2,411,834 
The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.