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Goldman Sachs & Co. LLC

200 West Street

New York, New York 10282

J.P. Morgan Securities LLC

383 Madison Avenue

New York, New York 10179

Morgan Stanley & Co. LLC

1585 Broadway

New York, New York 10036

September 8, 2025

VIA EDGAR

Securities and Exchange Commission

Division of Corporation Finance

100 F Street, N.E.

Washington, D.C. 20549

Attention:			Madeleine Joy Mateo
			Christian Windsor
			Lory Empire
			Michael Volley

Re: Klarna Group plc

Registration Statement on Form F-1

Filed September 2, 2025, as amended

File No. 333-285826

Acceleration Request

Requested Date: September 9, 2025

Requested Time: 4:00 P.M. Eastern Time

Ladies and Gentlemen:

Pursuant to Rule 461 under the Securities Act of 1933, as amended (the “Securities Act”), we, as the representatives of the several underwriters (the “Representatives”), hereby join in the request of Klarna Group plc, a public company with limited liability incorporated pursuant to the laws of England and Wales (the “Company”), that the effective date of the above-referenced Registration Statement on Form F-1 be accelerated so that it will be declared effective at 4:00 p.m. Eastern Time, on September 9, 2025, or as soon thereafter as practicable, or at such other time thereafter as the Company or its outside counsel, Davis Polk & Wardwell LLP, may request by telephone to the staff of the Securities and Exchange Commission.

Pursuant to Rule 460 under the Securities Act, we, as the Representatives, wish to advise you that we will take reasonable steps to secure adequate distribution of the preliminary prospectus to underwriters, dealers, institutions and others prior to the requested effective time of the Registration Statement.

We, the undersigned Representatives, hereby represent that we are in compliance and will comply, and have been informed by the other participating underwriters that they are in compliance and will comply, with the requirements of Rule 15c2-8 under the Securities Exchange Act of 1934, as amended, in connection with the offering pursuant to the above-referenced Registration Statement and Preliminary Prospectus.

[Signature Page Follows]

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Very truly yours,
Goldman Sachs & Co. LLC
J.P. Morgan Securities LLC
Morgan Stanley & Co. LLC,
As Representatives of the several Underwriters
GOLDMAN SACHS & CO. LLC
By: /s/ Danielle Freeman
Name: Danielle Freeman
Title: Managing Director
J.P. MORGAN SECURITIES LLC
By: /s/ Blair Seideman
Name: Blair Seideman
Title: Executive Director
MORGAN STANLEY & CO. LLC
By: /s/ Rizvan Dhalla
Name: Rizvan Dhalla
Title: Managing Director

[Signature Page to Underwriters’ Acceleration Request Letter]